uob personalized banking
uob personalized banking
Blog Article
UOB Bank presents several different own banking companies made to satisfy the money requirements of individuals. Under is an in depth overview to assist you have an understanding of The true secret facets and offerings.
Forms of Accounts
Discounts Account: This account enables you to get monetary savings while earning desire.
Options: Easy accessibility, fascination earnings, nominal charges.
Advantages: Safe spot for your money, prospective growth as a result of desire.
Latest Account: Ideal for daily transactions and running bills.
Attributes: Checkbook facility, overdraft safety.
Gains: Practical for normal payments and withdrawals.
Set Deposit Account: For people trying to earn bigger interest fees above a set time period.
Capabilities: Preset time period deposits, greater curiosity prices when compared to savings accounts.
Advantages: Secure expenditure option with predictable returns.
Financial loans
Particular Loans: Unsecured loans that can be useful for several applications like education and learning or property renovation.
Sorts:
Installment Financial loans
Credit rating Lines
Benefits: Versatile repayment phrases, aggressive curiosity fees.
Property Financial loans: Tailor-made solutions for paying for house or refinancing present mortgages.
Forms:
Mounted Level Residence Personal loan
Floating Charge Household Loan
Added benefits: Various strategies to accommodate personal requirements, eye-catching prices.
Credit Cards
UOB gives A selection of charge cards catering to diverse life and paying out patterns:
Benefits Playing cards: Receive factors on each buy which can be redeemed for items or journey miles.
Cashback Cards: Get cash rebates on daily spending such as groceries and dining out.
Vacation Cards: Unique Advantages like air miles accumulation and vacation insurance policies coverage.
Expense Services
For individuals thinking about escalating their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for long-phrase advancement objectives.
Structured Deposits * Combines the features of common deposits with expenditure products and solutions. * Most likely greater returns but with some threat associated.
Insurance policy Merchandise
To safeguard on your own and Your loved ones from unforeseen functions:
Everyday living Insurance * Presents economical security in the event of Loss of life or vital sickness. * Could also serve as a financial savings Device dependant upon the policy picked out.
Wellbeing uob personal banking Insurance policies * Covers clinical expenses together with hospitalization charges. * Important for mitigating higher Health care costs.
Digital Banking Expert services
Comfort at your fingertips as a result of electronic platforms:
World wide web Banking
Helps you to handle your finances on the web:
Check out account balances and transaction heritage
Transfer resources between accounts or spend payments
Make an application for new products (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using cell applications:
Brief stability checks
Mobile payment alternatives (QR code payments)
Notifications & alerts about account action
With these extensive offerings, UOB aims to provide individualized banking alternatives that cater specially to specific demands although ensuring advantage and safety in all transactions.